The Merchant must tell their customer about the credit card fee

• When customers pay online or via virtual terminal it needs to state the fee at the point of sale.
• If they are taking card present transactions they need to have appropriate signage at store entrance.
• If customers are paying over phone they need to be told.

Our solution has you covered

The credit card fee cannot exceed 4%

• Our solution adds 3.5% so you are covered

Merchant cannot profit from transaction

• At point of sale most businesses do not know the exact cost of the credit card they are processing. This makes it virtually impossible for them to add a fee because if the fee is more than the cost they are profiting from the transaction. Our solution makes it so that the merchant cannot profit of the transaction.

The price of the product or service and the credit card fee must be processed as one transaction

• Our solution processes them both as one transaction, ensuring you are covered.

The receipt must show the total amount of the credit card fee as a separate line item

• Our solution shows the total amount of the credit card fee as a separate line item.

The merchant cannot surcharge on debit cards

• This means that their software must be able to differentiate between debit and credit. If a customer runs the debit card as credit and is surcharged this would not be compliant.

Businesses in the following States cannot surcharge

• Colorado, Connecticut, Massachusetts, Maine, Oklahoma and Kansas