Working Capital Solutions

  • Short Term Working Capital Programs
  • Merchant Advance Programs
  • Factoring Programs
  • Receivable Financing Programs
  • Equipment Refinance Programs
  • Sale Leaseback Programs
  • Asset Backed Term Loans
  • Debt Restructuring Programs

Short Term Working Capital Program for All Credit Types

Traditional lenders are ignoring small business needs, but we believe businesses with a consistent revenue stream have untapped borrowing potential. We can help companies, which may have been considered too risky by traditional lenders, qualify for up to $250,000 by offering alternative financing options.


Who Qualifies

Small to mid-size businesses with consistent and diverse revenue streams.

Simple Application

One page application, bank statements, and your most recent tax return are needed.

Very Fast Approvals

You’ll receive a quote within 24-48 hours and money in your business account as fast as 2-4 business days.

Quick and Easy Renewal

For customers in good standing, the renewals process is quick and easy.

For All Types of Businesses

Financing all business types excluding: gambling, adult entertainment, municipalities, and nonprofts.

All Credit Types

We offer business financing options for all credits.

Asset Backed Financing Programs

Financing Programs Secured by Collateral

  • All Industries
  • No Minimum FICO Requirement
  • Startups, Expansions and Business Acquisitions
  • Equipment Financing and Working Capital
  • Must have 2x collateral position

Sale Leaseback and Equipment Refinance

Flexible Program allowing you to refinance an asset.

  • Refinance Asset Currently Financed through another lender
  • Pull Equity from an unencumbered asset
  • Purchase Asset Currently Leased - Sale Leaseback


Stop waiting 30, 60, and even up to 90 days for your customers to pay their invoices. By invoice Factoring you can get paid on your invoices in as little as 24 hours.

  • Keep Your Cash Flow Operating Efficiently
  • Jump Start New Businesses

Merchant Advance

Does your business accept credit cards? Our Business Cash Advance is conveniently paid through a percentage of your future credit card sales.

Schedule a Call with a Business Advisor

Have Questions about our Programs? Schedule a call with a Business Advisor to see how BNC Finance can be a resource to your business.

Ready to Apply?