Flexible Lease and Loan Options for Lifts, Tire Changers, and More
Running or expanding an auto repair shop requires the right equipment — and the right financing. Whether you’re a startup garage or an establisheRunning or expanding an auto repair shop requires the right equipment and adequate financing. Whether you’re starting a new garage or managing an established service center, BNC Finance makes it easy to access the tools you need without straining your cash flow.
Types of Equipment We Finance
We finance new and used equipment from dealers, manufacturers, auctions, and private sellers. Below are common equipment categories frequently financed by auto repair shops:
Shop Lifts & Vehicle Service Equipment
- 2-post and 4-post lifts
- Alignment lifts and scissor lifts
- Frame machines and jacks
Tire & Wheel Service Equipment
- Tire changers
- Wheel balancers
- Alignment machines
Diagnostic & Repair Tools
- OBD II scanners and advanced diagnostic systems
- Air compressors
- Engine hoists, stands, and rebuild tooling
Flexible Payment Options
Every shop operates differently. Your financing should support your business — not strain cash flow. We offer structured payment options to match your revenue cycle and equipment utilization.
Standard Monthly Terms
Predictable monthly payments over 24–72 months, based on equipment type and shop expansion plans.
Seasonal or Revenue-Based Payment Plans
For shops with peak service cycles, payments can be adjusted to match busy and slower seasons.
Deferred Payments
Start generating revenue from new equipment before your first payment begins — great for expansions and new shop build-outs.
New or Used Equipment — Dealer or Private Party
We finance equipment purchased from authorized dealers, auctions, online marketplaces, manufacturers, and private sellers. This allows you to find the best equipment solution at the best price without being limited to a single vendor relationship.
Why Repair Shops Choose BNC Finance
Preserve Cash for Operations
Financing keeps more capital free for payroll, parts, and growth opportunities.
Expand Service Capacity
Equipment upgrades increase repair capacity, reduce turnaround time, and expand the range of services your shop can offer.
Simple Application & Fast Decisions
Most approvals are completed in 24–48 hours with minimal documentation required.
Options for New and Growing Shops
Whether you’re opening your first location or scaling to multiple bays, we structure financing terms to support your long-term shop growth.
Frequently Asked Questions
Most pre-approvals come within 24-48 hours once we receive your online application and equipment quote or invoice.
We finance a wide range of equipment including 2-post and 4-post lifts, tire changers, balancers, alignment machines, diagnostic tools, air compressors and engine hoists, new or used, and from dealers or private sellers.
Yes. We offer deferred or seasonal payment structures so you can align your payment schedule to when your shop has its highest revenue flows.
Yes. We support both single-unit purchases and multi-unit expansions. Our team will review your growth strategy and tailor terms accordingly.
Yes, in many cases financed equipment may qualify under Section 179 or accelerated depreciation rules — talk to your tax advisor. We can structure the deal to optimize these advantages.