Video: Credit Card Surcharging Rules for Businesses to Pass on the Credit Card Processing Fees

In this video you will see why it is virtually impossible for a business to implement a surcharging solution on their own. Most businesses that add a fee are not compliant and all it takes is one customer reporting it the card brand.

To Pass on the credit card fee, merchants must comply with the contractual rules required by the card brands 

  • Merchants must be registered with the card brands 
  • Merchants cannot apply a fee to debit 
  • Merchants cannot profit off the transaction 
  • The Receipt must show fee amount as a separate line item 
  • The Credit Card fee and product or service must be processed as one transaction 
  • There are also Certain state restrictions 

Most common reasons merchants are not compliant 

  • They are not registered with card brands 
  • Technology cannot differentiate between debit vs credit card. Many solutions allow you to process debit as credit 
  • When merchants accept a credit card, they typically do not know the cost of that card 

Accept Credit Cards for 0%

Instantly Improve profit margins and stop paying expensive fees to accept credit card. Our surcharging solution passes on the fee to the consumer and you pay 0% in processing fees to accept credit cards. Some State Restrictions*

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Interested in passing on the fee for credit card to your customers? Schedule a demo to go over our 100% compliant solution.

Do you know businesses that would benefit from this solution? Or do you know businesses that are not following compliance? Please click below to share.